Together As One Financial gets you the right insurance plans that protect your paychecks from illness or injury and provide you benefits to cover for your loss of wages (partial or full) and medical expenses. Disability insurance provides coverage for everyday infrastructural, medical, and social difficulties encountered by differently-abled individuals. This insurance is aimed at improving the quality of life of Persons with Disabilities (PWDs) by insuring that their medical challenges, due to illness, injury, pregnancy or any such disability, do not drastically affect their quality of life, while being able to protect their salaries and/or income.